Retire Strategically

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Retire Strategically

[FREE REPORT] Don’t Let These 5 Obstacles Derail Your Retirement Income Plan

Are you worried about running out of money in retirement? Recent swings in the market due to the coronavirus pandemic have highlighted one risk in particular: investment risk. But that’s not the only one. Make sure you’ll have enough money to last a lifetime by understanding the obstacles that could derail your retirement income plan and how to help overcome them.

Why You Need This FREE Report



Understand how you can manage risks to your retirement.



Be confident in your financial decision making.



Know where to get appropriate help.

Most often you seek help from those who know you the best, people who can help you make the right decisions based on your own values and goals. Our team will explain your options and work on a personal level to guide you in the right direction.

–Patrick Carroll

What You'll Learn

Available for a limited time only, this free report can help you get answers to these important questions:

  • How might current market swings affect my plans?
  • How might longevity affect my retirement?
  • What role do taxes play in my retirement income plan?
  • How does inflation impact my retirement income?
  • What about health-care costs in retirement?



Find out how you can protect and preserve your retirement nest egg.

View your free report and learn more today!

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Sponsored By

Patrick M. Carroll
Registered Representative

In 1995 his retirement planning career began with American United Life. During this time he acquired experience and expertise working primarily with Michigan Public School Employees.

In 1998 he branched off from American United Life and started an independent firm of Williams & Carroll Financial Services, LLC. By going out on his own this allowed him the ability to offer more products to better serve his clients.

Even during all of these changes his office remained based in Cadillac, Michigan. In 2003, Pat married Sheri Carroll and welcomed the addition of a stepson, Dominic. Sheri is also a graduate of Cadillac Area Public Schools and attended Central Michigan University. She is currently working as a Registered Dietitian in Cadillac. Pat and Sheri are active community members who believe in giving back to the community that raised them.

In 2005, Pat founded Carroll Retirement Plans & Investments and joined the broker/dealer, Centaurus Financial, Inc. in order to provide further product diversity for his clients. Carroll Retirement Plans & Investments has grown to focus on providing the best service and support to his current clients, and new investors. His goal is to provide the Cadillac Area community with small town service and accessibility with “big city” knowledge.